# Life

- [Life Insurance: What it is exactly?](/start-here/insurance-policies/life/term-insurance.md): Term cover or life cover, that replaces your income in the event of demise; to help protect your dependents. Read along to understand what factors to keep in mind when buying a term cover.
- [How to Evaluate Life Insurance Needs](/start-here/insurance-policies/life/how-to-evaluate-life-insurance-needs.md): Decide on a cover for your term insurance that works for you as the one paying premium every year, and works for your dependents who should receive a large sum if something were to happen to you
- [ULIP - Unit Linked Insurance Plan](/start-here/insurance-policies/life/ulip.md): An opaque form of investment, that's costly for you, and doesn't adequately cover you. More importantly, you cannot exit if you choose to, not until maturity.
- [Some FAQs on Life Insurance](/start-here/insurance-policies/life/faqs.md): Commonly asked queries on term / life insurance
- [Links to Answers related to Life Insurance](/start-here/insurance-policies/life/links.md): External links, to common queries and responses, regarding term or life cover