# Life - [Life Insurance: What it is exactly?](https://www.indiainvestments.wiki/start-here/insurance-policies/life/term-insurance.md): Term cover or life cover, that replaces your income in the event of demise; to help protect your dependents. Read along to understand what factors to keep in mind when buying a term cover. - [How to Evaluate Life Insurance Needs](https://www.indiainvestments.wiki/start-here/insurance-policies/life/how-to-evaluate-life-insurance-needs.md): Decide on a cover for your term insurance that works for you as the one paying premium every year, and works for your dependents who should receive a large sum if something were to happen to you - [ULIP - Unit Linked Insurance Plan](https://www.indiainvestments.wiki/start-here/insurance-policies/life/ulip.md): An opaque form of investment, that's costly for you, and doesn't adequately cover you. More importantly, you cannot exit if you choose to, not until maturity. - [Some FAQs on Life Insurance](https://www.indiainvestments.wiki/start-here/insurance-policies/life/faqs.md): Commonly asked queries on term / life insurance - [Links to Answers related to Life Insurance](https://www.indiainvestments.wiki/start-here/insurance-policies/life/links.md): External links, to common queries and responses, regarding term or life cover --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://www.indiainvestments.wiki/start-here/insurance-policies/life.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.