> For the complete documentation index, see [llms.txt](https://www.indiainvestments.wiki/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.indiainvestments.wiki/start-here.md).

# New to Investing

- [Zero to Investing](https://www.indiainvestments.wiki/start-here/zero-to-investing.md): Anyone who has no idea about how to start investing can start with this
- [Getting Started](https://www.indiainvestments.wiki/start-here/zero-to-investing/getting-started.md): Part one of Zero to Investing series : for absolute beginners starting out with investing
- [Part Two - Defensive Setup](https://www.indiainvestments.wiki/start-here/zero-to-investing/part-two-defensive-setup.md)
- [Part Three - Spending Pattern](https://www.indiainvestments.wiki/start-here/zero-to-investing/part-three-spending-pattern.md)
- [Part Four - How to Invest](https://www.indiainvestments.wiki/start-here/zero-to-investing/part-four-how-to-invest.md)
- [Investment Philosophy and Strategy](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy.md): Basics of Investment Strategy Plan
- [Basics of Investment Strategy Plan](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/basics-of-investment-strategy-plan.md)
- [A simple Financial Planning Roadmap](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/a-simple-financial-planning-roadmap.md)
- [Various types of Risks in Investments](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/various-types-of-risks-in-investments.md)
- [Are you a Stock or Bond?](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/are-you-a-stock-or-bond.md): Evaluate yourself as having income like a stock or bond or somewhere mixed and then accordingly plan out your asset allocation on a personal level.
- [Assets and Asset Allocation](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/assets-and-asset-allocation.md)
- [Critical Mass](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/critical-mass.md): Critical Mass is a place in which individuals enjoy their own personal financial nirvana. Differentiation between earned income and assets is a fundamental lesson to learn when thinking in terms of it
- [Asset Rebalancing](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/asset-rebalancing.md)
- [Lumpsum or SIP/STP](https://www.indiainvestments.wiki/start-here/investment-philosophy-and-strategy/lumpsum-or-sip-stp.md)
- [Insurance](https://www.indiainvestments.wiki/start-here/insurance-policies.md): Severe medical emergencies or sudden loss of income can be pretty ghastly to one's finances. An insurance policy acts as a shock absorber. Read more about various insurance policies here.
- [Life](https://www.indiainvestments.wiki/start-here/insurance-policies/life.md): Life insurance and various forms of it. From ULIP to term insurance, check which one you need, and which one should avoid.
- [Life Insurance: What it is exactly?](https://www.indiainvestments.wiki/start-here/insurance-policies/life/term-insurance.md): Term cover or life cover, that replaces your income in the event of demise; to help protect your dependents. Read along to understand what factors to keep in mind when buying a term cover.
- [How to Evaluate Life Insurance Needs](https://www.indiainvestments.wiki/start-here/insurance-policies/life/how-to-evaluate-life-insurance-needs.md): Decide on a cover for your term insurance that works for you as the one paying premium every year, and works for your dependents who should receive a large sum if something were to happen to you
- [ULIP - Unit Linked Insurance Plan](https://www.indiainvestments.wiki/start-here/insurance-policies/life/ulip.md): An opaque form of investment, that's costly for you, and doesn't adequately cover you. More importantly, you cannot exit if you choose to, not until maturity.
- [Some FAQs on Life Insurance](https://www.indiainvestments.wiki/start-here/insurance-policies/life/faqs.md): Commonly asked queries on term / life insurance
- [Links to Answers related to Life Insurance](https://www.indiainvestments.wiki/start-here/insurance-policies/life/links.md): External links, to common queries and responses, regarding term or life cover
- [Health](https://www.indiainvestments.wiki/start-here/insurance-policies/health.md): All things health insurance
- [Others: Disability / Home](https://www.indiainvestments.wiki/start-here/insurance-policies/others-disability-home.md): Disability and critical illness related cover. And home insurance too.
- [Child Plan](https://www.indiainvestments.wiki/start-here/insurance-policies/child-plan.md): Investing in child plans
- [All About Mutual Funds](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds.md): Beginner-oriented simple guide for all things mutual funds
- [What is a Mutual Fund?](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/what-is-mutual-fund.md): Basics of everything mutual fund. NAV, underlying portfolio, expense ratio, dividend vs growth, NFO, and why one should invest in mutual funds.
- [Types of Mutual Funds](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/types-of-mutual-funds.md): Different categories and sub-categories of mutual funds explained
- [What and Why of Mutual Fund Ratings](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/what-and-why-mutual-fund-ratings.md): Star ratings are, at best, a lagging indicator. It can measure what has happened, and that might be very different from what will happen after you invest.
- [How to Select a Mutual Fund](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/how-to-select-mutual-fund.md): With too many categories and thousands of mutual funds, it can get confusing when selecting mutual funds. Various selection strategies for mutual funds explained here
- [FAQs for Mutual Funds](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/faqs.md): Commonly asked queries on mutual funds, and answers to those
- [SIP and Mandates](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/sip-and-mandates.md): Different ways of setting up your SIP, and various types of mandates to enable automatic debit from bank account
- [How to Become Crorepati using Mutual Funds](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/how-to-become-crorepati-using-mfs.md): How to use mutual funds and disciplined investing over the years, to let compounding generate wealth over long term
- [Analysis using long term equity and debt funds in India](https://www.indiainvestments.wiki/start-here/all-about-mutual-funds/analysis-long-term-equity-and-debt-funds-india.md): Long term equity and debt portfolio, with different asset allocation tilts, and their outcomes
- [Retirement](https://www.indiainvestments.wiki/start-here/retirement.md): Discussions on basic retirement planning and various strategies
- [Primer on Retirement Planning](https://www.indiainvestments.wiki/start-here/retirement/retirement-planning.md): What is retirement planning? How to begin estimating how much you need as corpus when you retire? Read more here
- [Why You should not Opt for a Readymade Pension Plan](https://www.indiainvestments.wiki/start-here/retirement/readymade-pension-plan.md): Perils of pension or annuity plans, or retirement plan mutual funds.
- [Studies of Long Term Portfolios and Retirement Withdrawal Rate Suggestions](https://www.indiainvestments.wiki/start-here/retirement/long-term-portfolios-and-withdrawal-rate.md): When you retire with a large corpus, how do you go about withdrawing from that at a steady rate to sustain your lifestyle, while also letting the corpus grow? Here's what academia has to say on this.
- [Do-It-Yourself Retirement Plan](https://www.indiainvestments.wiki/start-here/retirement/diy-retirement.md): A basic DIY retirement plan that's easy to execute and works for you
- [Personal Finance](https://www.indiainvestments.wiki/start-here/personal-finance.md)
- [Behavioral Biases](https://www.indiainvestments.wiki/start-here/behavioral-biases.md): Links to Reddit Posts and Articles/Books
- [ELI5 Series](https://www.indiainvestments.wiki/start-here/eli5-series.md)
- [Time Value of Money](https://www.indiainvestments.wiki/start-here/eli5-series/time-value-of-money.md): Time value of money implies that rupees paid or received in the future are different from the rupees paid or received today.
- [Inflation](https://www.indiainvestments.wiki/start-here/eli5-series/inflation.md)
- [Life Insurance](https://www.indiainvestments.wiki/start-here/eli5-series/life-insurance.md)
- [ELI5 guide to Selecting an Equity Mutual Fund](https://www.indiainvestments.wiki/start-here/eli5-series/eli5-guide-to-selecting-an-equity-mutual-fund.md)
- [How do I start investing in mutual funds \[ELI5 series\]](https://www.indiainvestments.wiki/start-here/eli5-series/how-do-i-start-investing-in-mutual-funds-eli5-series.md)
- [Mis-selling of Insurance Products](https://www.indiainvestments.wiki/start-here/eli5-series/mis-selling-of-insurance-products.md)