> For the complete documentation index, see [llms.txt](https://www.indiainvestments.wiki/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.indiainvestments.wiki/faqs/mfs.md).

# Mutual Funds and ETFs

- [What is the best mutual fund app for investments?](https://www.indiainvestments.wiki/faqs/mfs/best-mutual-fund-app-for-investments.md): Pick one you're comfortable with, as long as the platform allows buying direct plan, growth scheme; free of cost. Beyond this, your specific choice of app won't affect your returns.
- [Why should I invest in Direct Plans instead of Regular Plans?](https://www.indiainvestments.wiki/faqs/mfs/direct-vs-regular.md): Direct plans of mutual funds have no commission, lower fees compared to its Regular plan counterpart. Returns are higher with no extra risk.
- [What’s the best mutual fund I can invest in?](https://www.indiainvestments.wiki/faqs/mfs/whats-the-best-mutual-fund-i-can-invest-in.md): No one can predict how a mutual fund would perform in the long run. Data also shows consistently chasing best mutual funds result in behavior gap. Pick one that you can stay with for long term.
- [Which date(s) is/are best for SIP in a month?](https://www.indiainvestments.wiki/faqs/mfs/which-date-s-is-are-best-for-sip-in-a-month.md): There's no such thing. It's rare for markets to move up / down so much in a single month, that a single SIP instalment being on a different date would make a sizeable difference in your long term.
- [I’ve to invest in ELSS for 80C tax saving. Which fund(s) should I pick?](https://www.indiainvestments.wiki/faqs/mfs/ive-to-invest-in-elss-for-80c-tax-saving.-which-fund-s-should-i-pick.md): Pick a fund that you like. No point having more than one ELSS fund. But know why you're investing in ELSS in the first place, because it's equity, and you should give it longer than 3 years to perform
- [Should I get a Demat Account to buy units in Mutual Funds?](https://www.indiainvestments.wiki/faqs/mfs/should-i-get-a-demat-account-to-buy-units-in-mutual-funds.md): No! You do not need demat account / trading account, to invest in mutual funds.
- [Lumpsum investment vs SIP/DCA](https://www.indiainvestments.wiki/faqs/mfs/lumpsum-investment-vs-sip-dca.md): If you're investing for the long term, time in the market beats timing the market. Invest the entire amount all at once, irrespective of market levels. Invest regularly if don't have lumpsum.
- [Why are Index Funds in India not as cheap as Vanguard's Index Funds and ETFs?](https://www.indiainvestments.wiki/faqs/mfs/why-are-index-funds-in-india-not-as-cheap-as-vanguards-index-funds-and-etfs.md): It doesn't make sense to compare the expenses of Indian Index Funds and ETFs with Vanguard's Index Funds and ETFs. Vanguard's S\&P 500 fund has more AUM than the entire Indian mutual fund industry AUM.