r/IndiaInvestments
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  • Introduction
  • Disclaimers and Disclosures
  • FAQs
    • FAQs
    • Mutual Funds and ETFs
      • What is the best mutual fund app for investments?
      • Why should I invest in Direct Plans instead of Regular Plans?
      • What’s the best mutual fund I can invest in?
      • Which date(s) is/are best for SIP in a month?
      • I’ve to invest in ELSS for 80C tax saving. Which fund(s) should I pick?
      • Should I get a Demat Account to buy units in Mutual Funds?
      • Lumpsum investment vs SIP/DCA
      • Why are Index Funds in India not as cheap as Vanguard's Index Funds and ETFs?
    • Insurance
      • Should I invest in this LIC policy?
      • Opinions on investing in smart wealth plan by bank?
      • Up to what age should I take term cover?
      • Do I need my own health insurance? Employer already has group policy
      • Should I take top-up policy or super top-up?
      • Is it worth paying extra premium for term insurance?
    • Stocks
      • Should I invest in smallcase?
      • What is the best app for buying or trading stocks?
      • Which screener(s) should I use?
      • The Stock Market Has Crashed. Which Stocks Should I Buy?
    • Foreign Investing
      • Why should I invest in the US markets?
      • How should I invest in US equity?
    • Tax
      • I don't have any tax to pay. Do I still have to file ITR?
    • Miscellaneous
      • Where can I park money for a few days, a few months, or a few years?
      • What are chit funds? Should I invest?
      • Is Gold a good investment now? It has gone up ~50% this year
  • How To
    • How To
    • How to transfer shares from one demat account to another
    • How to move from one mutual fund platform to another
    • How to switch a Mutual Fund from Regular to Direct Plan
    • How to file SEBI SCORES complaint?
    • How to Update Nominee Details?
    • How to rematerialize mutual fund from demat form
    • How to Pay Advance Tax
  • STOCKS
    • Introduction to the Stocks Series
    • Can You Beat the Market?
    • Reading an Annual Report
    • Researching a Sector
    • Financial Metrics and Ratios
      • Profitability
    • Using Screeners
    • Due-Diligence Checklist
    • Work in Progress
      • Diving Deeper into Businesses
      • Efficiency
      • Liquidity and Solvency
  • EXCEL
    • Excel for Fun and Profit
    • Reactive UI & Updates
    • Using External Data : Google Finance
    • Using External Data : Working with CSV Format
      • CSV Format
      • Computing LTCG Eligible Equity Units
      • Process for Estimating Tax
    • Quantifying Returns: CAGR and XIRR
      • CAGR: Point-to-Point Annualized Returns
      • A Gentle Introduction to XIRR
      • A Rigorous Introduction to XIRR
  • BONDS
    • Bond Basics
    • Government Securities
    • Corporate Bonds
  • MISCELLANEOUS
    • Miscellaneous
    • US Investing
    • Recommended Reading
  • New to Investing
    • Zero to Investing
      • Getting Started
      • Part Two - Defensive Setup
      • Part Three - Spending Pattern
      • Part Four - How to Invest
    • Investment Philosophy and Strategy
      • Basics of Investment Strategy Plan
      • A simple Financial Planning Roadmap
      • Various types of Risks in Investments
      • Are you a Stock or Bond?
      • Assets and Asset Allocation
      • Critical Mass
      • Asset Rebalancing
      • Lumpsum or SIP/STP
    • Insurance
      • Life
        • Life Insurance: What it is exactly?
        • How to Evaluate Life Insurance Needs
        • ULIP - Unit Linked Insurance Plan
        • Some FAQs on Life Insurance
        • Links to Answers related to Life Insurance
      • Health
      • Others: Disability / Home
      • Child Plan
    • All About Mutual Funds
      • What is a Mutual Fund?
      • Types of Mutual Funds
      • What and Why of Mutual Fund Ratings
      • How to Select a Mutual Fund
      • FAQs for Mutual Funds
      • SIP and Mandates
      • How to Become Crorepati using Mutual Funds
      • Analysis using long term equity and debt funds in India
    • Retirement
      • Primer on Retirement Planning
      • Why You should not Opt for a Readymade Pension Plan
      • Studies of Long Term Portfolios and Retirement Withdrawal Rate Suggestions
      • Do-It-Yourself Retirement Plan
    • Personal Finance
    • Behavioral Biases
    • ELI5 Series
      • Time Value of Money
      • Inflation
      • Life Insurance
      • ELI5 guide to Selecting an Equity Mutual Fund
      • How do I start investing in mutual funds [ELI5 series]
      • Mis-selling of Insurance Products
  • BEGINNER'S GUIDE TO INVESTING
    • Zero To Investing
      • The First Step - Emergency Fund
      • The Final Step - Mutual Funds
  • Contributors Section
    • How Can I Start Contributing?
    • What is a Contributor License Agreement and why are we using it?
      • Contributor License Agreement
    • How to link FAQ via bot in Discord
    • Style Guides
      • General Style Guide
      • FAQ Style Guide
      • How To Style Guide
      • Excel Series Style Guide
      • Stocks Style Guide
  • Discord and Reddit
    • How to Search the Wiki From Discord
    • I'm unable to send messages to stocks-fundamentals channel on Discord. Why?
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Disclaimers and Disclosures

Disclaimers and disclosures that you should read and understand before reading this wiki

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Last updated 3 years ago

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The content of this website has been prepared by contributions from multiple authors from the India Investments community on and .

The content on this website, including but not limited to text, images, videos, spreadsheets, hyperlinks, and computer source code; is written and created solely for educational purposes. It is NOT meant to be fiduciary financial advice. When in doubt, a legally registered fiduciary financial advisor may be contacted. In India, a fee-only financial advisor registered with Securities and Exchange Board of India (SEBI) may be contacted.

The authors of this website may or may not hold positions, either long or short, in any mutual fund, ETF, stock, bond, or any another investment instrument or securities mentioned on our website. These positions may or may not change in the future without any notification whatsoever. The act of an investment instrument being mentioned on our website does NOT constitute a recommendation or endorsement for or against investment in that instrument.

Any and all numerical calculations made on our website in any form may be incorrect and subject to changes without any notification whatsoever. India Investments community and / or the authors of content on this website, cannot be held liable in any form or manner if anyone incurs financial losses in the securities markets based on information, either directly or indirectly, from our website.

The content on this website may include material, including but not limited to excerpts, images, and videos, which has been modified with respect to the original source material. Such modifications have been made only for the purposes of illustration, education, and aesthetics. The original source material should be considered as the definitive source of truth.

The content on this website may include recommendations for certain software, apps, platforms, portals, services, and websites. The authors from India Investments may or may not hold positions, either long or short, in the respective companies who own or invest in these software , apps, platforms, portals, services, and websites. These positions may or may not change in the future without any notification whatsoever. The content on this website might also recommend methods about how to use these software and websites. These methods may or may not be in compliance with the terms of service of the software, apps, platforms, portals, services, and website. India Investments cannot be held liable for any damages or loss anyone suffers because of using the methods shown in our content. The user is advised to read the terms and conditions of the software and websites they use before following the methods and recommendations mentioned in our content.

The content on this website may include external 3rd party hyperlinks which we do not own, control, or recommend in any form or manner. Although we have included web archive links for these 3rd party hyperlinks wherever possible, the content in the original 3rd party hyperlink may or may not be the same as it was when it was mentioned in our website. India Investments does not bear any responsibility whatsoever about the content on these 3rd party hyperlinks and it cannot be held liable for damages or loss anyone suffers as a result of using these 3rd party hyperlinks.

The content on this website is provided “as is”, without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose and non-infringement. In no event shall India Investments and its contributors be liable for any claim, damages or other liability, whether in an action of contract, tort or otherwise, arising from, out of or in connection with the content on this website or the use or other dealings in the content on this website.

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