r/IndiaInvestments
RedditDiscordGitHubDisclaimers
  • Introduction
  • Disclaimers and Disclosures
  • FAQs
    • FAQs
    • Mutual Funds and ETFs
      • What is the best mutual fund app for investments?
      • Why should I invest in Direct Plans instead of Regular Plans?
      • What’s the best mutual fund I can invest in?
      • Which date(s) is/are best for SIP in a month?
      • I’ve to invest in ELSS for 80C tax saving. Which fund(s) should I pick?
      • Should I get a Demat Account to buy units in Mutual Funds?
      • Lumpsum investment vs SIP/DCA
      • Why are Index Funds in India not as cheap as Vanguard's Index Funds and ETFs?
    • Insurance
      • Should I invest in this LIC policy?
      • Opinions on investing in smart wealth plan by bank?
      • Up to what age should I take term cover?
      • Do I need my own health insurance? Employer already has group policy
      • Should I take top-up policy or super top-up?
      • Is it worth paying extra premium for term insurance?
    • Stocks
      • Should I invest in smallcase?
      • What is the best app for buying or trading stocks?
      • Which screener(s) should I use?
      • The Stock Market Has Crashed. Which Stocks Should I Buy?
    • Foreign Investing
      • Why should I invest in the US markets?
      • How should I invest in US equity?
    • Tax
      • I don't have any tax to pay. Do I still have to file ITR?
    • Miscellaneous
      • Where can I park money for a few days, a few months, or a few years?
      • What are chit funds? Should I invest?
      • Is Gold a good investment now? It has gone up ~50% this year
  • How To
    • How To
    • How to transfer shares from one demat account to another
    • How to move from one mutual fund platform to another
    • How to switch a Mutual Fund from Regular to Direct Plan
    • How to file SEBI SCORES complaint?
    • How to Update Nominee Details?
    • How to rematerialize mutual fund from demat form
    • How to Pay Advance Tax
  • STOCKS
    • Introduction to the Stocks Series
    • Can You Beat the Market?
    • Reading an Annual Report
    • Researching a Sector
    • Financial Metrics and Ratios
      • Profitability
    • Using Screeners
    • Due-Diligence Checklist
    • Work in Progress
      • Diving Deeper into Businesses
      • Efficiency
      • Liquidity and Solvency
  • EXCEL
    • Excel for Fun and Profit
    • Reactive UI & Updates
    • Using External Data : Google Finance
    • Using External Data : Working with CSV Format
      • CSV Format
      • Computing LTCG Eligible Equity Units
      • Process for Estimating Tax
    • Quantifying Returns: CAGR and XIRR
      • CAGR: Point-to-Point Annualized Returns
      • A Gentle Introduction to XIRR
      • A Rigorous Introduction to XIRR
  • BONDS
    • Bond Basics
    • Government Securities
    • Corporate Bonds
  • MISCELLANEOUS
    • Miscellaneous
    • US Investing
    • Recommended Reading
  • New to Investing
    • Zero to Investing
      • Getting Started
      • Part Two - Defensive Setup
      • Part Three - Spending Pattern
      • Part Four - How to Invest
    • Investment Philosophy and Strategy
      • Basics of Investment Strategy Plan
      • A simple Financial Planning Roadmap
      • Various types of Risks in Investments
      • Are you a Stock or Bond?
      • Assets and Asset Allocation
      • Critical Mass
      • Asset Rebalancing
      • Lumpsum or SIP/STP
    • Insurance
      • Life
        • Life Insurance: What it is exactly?
        • How to Evaluate Life Insurance Needs
        • ULIP - Unit Linked Insurance Plan
        • Some FAQs on Life Insurance
        • Links to Answers related to Life Insurance
      • Health
      • Others: Disability / Home
      • Child Plan
    • All About Mutual Funds
      • What is a Mutual Fund?
      • Types of Mutual Funds
      • What and Why of Mutual Fund Ratings
      • How to Select a Mutual Fund
      • FAQs for Mutual Funds
      • SIP and Mandates
      • How to Become Crorepati using Mutual Funds
      • Analysis using long term equity and debt funds in India
    • Retirement
      • Primer on Retirement Planning
      • Why You should not Opt for a Readymade Pension Plan
      • Studies of Long Term Portfolios and Retirement Withdrawal Rate Suggestions
      • Do-It-Yourself Retirement Plan
    • Personal Finance
    • Behavioral Biases
    • ELI5 Series
      • Time Value of Money
      • Inflation
      • Life Insurance
      • ELI5 guide to Selecting an Equity Mutual Fund
      • How do I start investing in mutual funds [ELI5 series]
      • Mis-selling of Insurance Products
  • BEGINNER'S GUIDE TO INVESTING
    • Zero To Investing
      • The First Step - Emergency Fund
      • The Final Step - Mutual Funds
  • Contributors Section
    • How Can I Start Contributing?
    • What is a Contributor License Agreement and why are we using it?
      • Contributor License Agreement
    • How to link FAQ via bot in Discord
    • Style Guides
      • General Style Guide
      • FAQ Style Guide
      • How To Style Guide
      • Excel Series Style Guide
      • Stocks Style Guide
  • Discord and Reddit
    • How to Search the Wiki From Discord
    • I'm unable to send messages to stocks-fundamentals channel on Discord. Why?
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  1. Contributors Section
  2. What is a Contributor License Agreement and why are we using it?

Contributor License Agreement

Agreement between contributors to the wiki and how their content would be used by India Investments

In order to clarify the intellectual property license granted with Contributions from any person or entity, India Investments (“IndiaInvestments”, “We” or “Us”) must have a Contributor License Agreement (“CLA”) on file that has been agreed upon by each Contributor, indicating agreement to the license terms below. This license does not change your rights to use your own Contributions for any other purpose.

You accept and agree to the following terms and conditions for Your past, present and future Contributions submitted to India Investments. Except for the license granted herein to India Investments and recipients of Documentation distributed by India Investments, You reserve all right, title, and interest in and to Your Contributions.

1. Definitions

"You" means the individual Copyright owner or Legal Entity authorized by the copyright owner who Submits a Contribution to Us.

"Legal Entity" means an entity that is not a natural person. A Legal Entity making a Contribution and all other entities that control, are controlled by, or are under common control with that entity are considered to be a single Contributor. For the purposes of this definition, “control” means (i) the power, direct or indirect, to cause the direction or management of such entity, whether by contract or otherwise, or (ii) ownership of fifty percent (50%) or more of the outstanding shares, or (iii) beneficial ownership of such entity.

"Contribution" means any original work of authorship, including any original modifications or additions to an existing work of authorship, Submitted by You to Us, in which You own the Copyright.

"Copyright" means all rights protecting works of authorship, including copyright, moral and neighboring rights, as appropriate, for the full term of their existence.

"Submit" means any act by which a Contribution is transferred to Us by You by means of tangible or intangible media, including but not limited to electronic mailing lists, source code control systems, and issue tracking systems that are managed by, or on behalf of, Us, but excluding any transfer that is conspicuously marked or otherwise designated in writing by You as “Not a Contribution.”

"Documentation" means the collection of Contributions hosted on platforms used by India Investments including, but not limited to, Reddit, Discord, Trello, HackMD, GitHub, and GitBook.

2. Grant of Copyright License.

Subject to the terms and conditions of this Agreement, You hereby grant to India Investments a worldwide, royalty-free, NON-exclusive, perpetual and irrevocable license, with the right to transfer an unlimited number of non-exclusive licenses or to grant sublicenses to third parties, to use the Contribution by all means, including, but not limited to:

  • change the license under which the Contribution was submitted to Us at any point in time without any notice whatsoever,

  • publish the Contribution,

  • modify the Contribution,

  • prepare derivative works based upon or containing the Contribution and/or to combine the Contribution with Contributions,

  • reproduce the Contribution in original or modified form,

  • distribute, to make the Contribution available to the public, display and publicly perform the Contribution in original or modified form.

India Investments reserves the right to change the license of the Documentation, made up of Contributions, that it owns the copyright for at any point in time without any notice whatsoever.

3. Legal Entitlement to Contributions

You represent that you are legally entitled to grant the above license. If your employer(s) has rights to intellectual property that you create that includes your Contributions, you represent that you have received permission to make Contributions on behalf of that employer, that you will have received permission from your current and future employers for all future Contributions, that your applicable employer has waived such rights for all of your current and future Contributions to India Investments, or that your employer has executed a separate CLA with India Investments.

You represent that each of Your Contributions is Your original creation. You represent that Your Contribution submissions include complete details of any third-party license or other restriction (including, but not limited to, related patents and trademarks) of which you are personally aware and which are associated with any part of Your Contributions.

You agree that Your Contributions are given to Us without coercion or duress of any form or manner. You agree that You are of sane mind while Submitting Your Contributions to Us. The act of You Submitting Your Contributions to Us does NOT constitute any formal relationship of any form or manner.

Should You wish to submit work that is not Your original creation, You may submit it to India Investments separately from any Contribution, identifying the complete details of its source and of any license or other restriction (including, but not limited to, related patents, trademarks, and license agreements) of which you are personally aware, and conspicuously marking the work as “Submitted on behalf of a third-party: [named here]”.

4. Providing Support for Your Contributions

You are not expected to provide support for Your Contributions, except to the extent You desire to provide support. You may provide support for free, or not at all. Unless required by applicable law or agreed to in writing, You provide Your Contributions on an “AS IS” BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied, including, without limitation, any warranties or conditions of TITLE, NON- INFRINGEMENT, MERCHANTABILITY, or FITNESS FOR A PARTICULAR PURPOSE.

5. Disclaimer

THE CONTRIBUTION IS PROVIDED “AS IS”. MORE PARTICULARLY, ALL EXPRESS OR IMPLIED WARRANTIES INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT ARE EXPRESSLY DISCLAIMED BY YOU TO US AND BY US TO YOU. TO THE EXTENT THAT ANY SUCH WARRANTIES CANNOT BE DISCLAIMED, SUCH WARRANTY IS LIMITED IN DURATION AND EXTENT TO THE MINIMUM PERIOD AND EXTENT PERMITTED BY LAW.

6. Consequential damage waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL YOU OR WE BE LIABLE FOR ANY LOSS OF PROFITS, LOSS OF ANTICIPATED SAVINGS, LOSS OF DATA, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL AND EXEMPLARY DAMAGES ARISING OUT OF THIS AGREEMENT REGARDLESS OF THE LEGAL OR EQUITABLE THEORY (CONTRACT, TORT OR OTHERWISE) UPON WHICH THE CLAIM IS BASED.

7. Approximation of disclaimer and damage waiver

IF THE DISCLAIMER AND DAMAGE WAIVER MENTIONED IN SECTION 4. AND SECTION 5. CANNOT BE GIVEN LEGAL EFFECT UNDER APPLICABLE LOCAL LAW, REVIEWING COURTS SHALL APPLY LOCAL LAW THAT MOST CLOSELY APPROXIMATES AN ABSOLUTE WAIVER OF ALL CIVIL OR CONTRACTUAL LIABILITY IN CONNECTION WITH THE CONTRIBUTION.

8. Term

8.1 This Agreement shall come into effect upon Your acceptance of the terms and conditions.

8.2 This Agreement shall apply for the term of the copyright licensed here.

8.3 In the event of a termination of this Agreement for any reason or due to any circumstances whatsoever, Sections 4, 5, 6, 7 and 8 shall survive such termination and shall remain in full force thereafter.

9. Miscellaneous

9.1 This Agreement and all disputes, claims, actions, suits or other proceedings arising out of this agreement or relating in any way to it shall be governed by the laws of India excluding its private international law provisions.

9.2 This Agreement sets out the entire agreement between You and Us for Your Contributions to Us and overrides all other agreements or understandings.

9.3 In case of Your death, this agreement shall continue with Your heirs. In case of more than one heir, all heirs must exercise their rights through a commonly authorized person.

9.4 If any provision of this Agreement is found void and unenforceable, such provision will be replaced to the extent possible with a provision that comes closest to the meaning of the original provision and that is enforceable. The terms and conditions set forth in this Agreement shall apply notwithstanding any failure of essential purpose of this Agreement or any limited remedy to the maximum extent possible under law.

9.5 You agree to notify Us of any facts or circumstances of which you become aware that would make this Agreement inaccurate in any respect.

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